Mortgage Redlining wasn’t systemic racism.

Mortgage Redlining wasn’t systemic racism. 

The Na­tional Hous­ing Act of 1934 es­tab­lished the Fed­eral Hous­ing Ad­min­is­tra­tion to “fa­cil­i­tate sound home fi­nanc­ing on rea­son­able terms.” 

The new law was in­tended to guar­an­tee pri­vate mort­gages and make them more widely ac­ces­si­ble. 

It helped people from all races but houses. 

Be­tween 1940 and 1980, home­own­er­ship rates climbed by 37 per­cent­age points for blacks and by 34 points for whites.(Re­search by econ­o­mists William J. Collins and Robert A. Margo)

It limited the ability to lend to any buyer in economically risky areas. 

The vast majority (92 percent) of the total redlined home-owning population was white.

THE HOLC MAPS: HOW RACE AND POVERTY INFLUENCED REAL ESTATE PROFESSIONALS’ EVALUATION OF LENDING RISK IN THE 1930S, 

2021 National Bureau of Economic Research study Price V. Fishback, Jessica LaVoice, Allison Shertzer and Randall Walsh. 

https://twitter.com/moxlosllc/status/1674134821625384979?s=46&t=Y4fVsDnz2q8uZ3VNKeco4A

Biden DOJ Crooked?

If this whistleblower is not lying the Biden DOJ us crooked as hell.  Some key points. 

The DOJ shut down questions on an e-mail to Hunter: "Ten held by H for the big guy"

DOJ demands not to ask about the "big guy"

A search request of Biden's guest house was denied - though it likely contained evidence.

An AUSA also rejected a search warrant affidavit of Hunter's storage unit - and then tipped off Hunter's lawyer.

There was support for charging Hunter with tax-related crimes from 2014 - 2019.

Venue was DC. 

The Biden-appointed US attorney in DC did not support the charges.

US Attorney David Weiss "requested special counsel authority from Main DOJ to charge [Hunter Biden] in the District of Columbia."

That request was denied by the DOJ. 

That meant Hunter wouldn't face charges for his 2014-2015 tax crimes.

Transcript Below

https://twitter.com/moxlosllc/status/1671989650393821186?s=46&t=Y4fVsDnz2q8uZ3VNKeco4A

 https://justthenews.com/sites/default/files/2023-06/Whistleblower%201%20Transcript_Redacted.pdf

Way to go Joe

 

https://twitter.com/moxlosllc/status/1671736070587707396?s=46&t=Y4fVsDnz2q8uZ3VNKeco4A

Schiff Full of It

Yes Jared Kushner and Donald Trump Junior took a requested meeting from individuals some of which they learned after the meeting were associated with Russian intelligence. The purpose of the meeting was to obtain information that was claimed to be damaging to Hilary Clinton. During the meeting there was no discussion of Hilary. 

collusion: secret or illegal cooperation or conspiracy, especially in order to cheat or deceive others. 

The meeting was neither secret or illegal and there was no collusion. 

The Clinton campaign went to Russians to get dirt on Trump (Steele Report) and used the Russian disinformation.

Special Counsel John Durham revealed that CIA Director John Brennan briefed Barack Obama, Joe Biden, Loretta Lynch, and James Comey in August 2016 about Hillary Clinton's plan to associate Donald Trump with Russian intelligence. Comey, however, withheld this information from the agents working on Operation Crossfire Hurricane and the FISA court during surveillance applications for Trump campaign officials. 

https://twitter.com/moxlosllc/status/1671725234276253699?s=46&t=Y4fVsDnz2q8uZ3VNKeco4A

How can one be so stupid?

 

https://twitter.com/moxlosllc/status/1671654728441135104?s=46&t=Y4fVsDnz2q8uZ3VNKeco4A

Why not 26USC-7201

Pleads guilty to filing taxes late? Why not tax fraud?

https://twitter.com/moxlosllc/status/1671237689406832641?s=46&t=Y4fVsDnz2q8uZ3VNKeco4A

https://freebeacon.com/biden-administration/irs-whistleblower-hunter-biden/

Two Horrible Candidates

https://twitter.com/moxlosllc/status/1670939426732515329?s=46&t=Y4fVsDnz2q8uZ3VNKeco4A

Say HER name - Eina Kwon

Young pregnant woman randomly shot. Where’s the outrage?

Another week and more lives lost. Until the Democrats stop propagating the false narrative nothing will change.

Black lives matter - of course. All lives matter. But BLM is hurting blacks because it propagates the false narrative that systemic racism today is the primary cause of the disparities today taking away agency (responsibility for one’s actions.)

If you don’t identify the problem, you cannot fix it. What societal culture in our cities leads to such behaviors( violent crime, murder, teen mothers, fatherless households?)

It cannot be whatever small amount of systemic racism that may exist today because you cannot see the problem with black immigrants  

Racism exists (though not widespread), it’s bad, and we should continue to work to reduce it. Excess police force exists (though rare), it's  bad and we should continue to work to reduce it.

BLM organization’s positions and policies do not address the problems (murders, fatherless households, teen pregnancy, lack of agency) and do not address the key root causes (it’s not excessive police force or systemic racism.) 

 https://twitter.com/moxlosllc/status/1670768918779011073?s=46&t=Y4fVsDnz2q8uZ3VNKeco4A

Happy Father’s Day

 

D’OH

 https://twitter.com/moxlosllc/status/1670769155845259264?s=46&t=Y4fVsDnz2q8uZ3VNKeco4A

Bidenflation Continues

Prices continue to increase more under Biden than it did under either of his predecessors. 

https://twitter.com/moxlosllc/status/1668746581032554497?s=46&t=Y4fVsDnz2q8uZ3VNKeco4A

Biden's Wage Cuts

While real earnings increased more under Trump than Obama, real wages under Biden continue to stagnate.

https://twitter.com/moxlosllc/status/1668746354699411458?s=46&t=Y4fVsDnz2q8uZ3VNKeco4A

 

Biden’s Missing Courage

Saturday June 10, 2023 Biden at the White House LQBTQ Pride event: “I see more courage in this lawn than I’ve seen anytime in the recent past.”

Where is this man spending his time. From American soldiers, firemen and police that are risking their lives every day to protect the citizenry, to the Ukrainian people, heroically defending their country with one arm tied behind their back from the invading Russians to hard-working Americans, struggling to pay off their loans, there seems to be a lot of courage to me that somehow Biden is missing.  

 https://twitter.com/moxlosllc/status/1668611811887792128?s=46&t=Y4fVsDnz2q8uZ3VNKeco4A

Biden Increasing Debt

 

Hunter Biden- a genius?

Now there is an email that shows Hunter Biden had a very complex, detailed analysis of geopolitics and energy related to Ukraine, despite having no history of any experience in that area,  that experts are concerned that the information comes from classified sources that Hunter Biden shouldn’t have had access to. 

Hmmmm. 

A Chinese operative funneled $5 million through complex web of shell companies to the Biden family with no discernible purpose. 

A Romanian operative, now imprisoned for bribery,  funneled $5 million through complex web of shell companies to the Biden family with no discernible purpose.

A long term credible FBI source has reportedly filed a whistleblower complaint that the Biden administration is obfuscating an investigation into Ukrainian operators funneling 5 million through complex web of shell companies to the Biden family. 

It appears that as a Senator Joe Biden illegally took classified documents out of a SCIF and willfully miss-handled those documents. 

Joe Biden had numerous classified documents, stored in improper matter. 

https://twitter.com/moxlosllc/status/1668270027718402053?s=46&t=Y4fVsDnz2q8uZ3VNKeco4A

https://www.nationalreview.com/2023/06/the-explosive-irs-whistleblower-revelations-on-hunter-biden/

Management not Climate

Forest management is an important factor in preventing and controlling wildfires as it removes deadfall which is a large contributing factor for wildfires. 

Three major tools of forest management are controlled burns, harvesting and the fire trails that are associated with harvesting. As vast and increasing tracts of land are being made off limits to commercial operations harvesting has become greatly reduced and there has been a reduction of fire trails. 

Of the remaining tool, there is a dramatic difference in practice between Canada and the US

The US has ~750 million acres of forest. 

Canada has ~857 million acres of forest.

The US has ~4500 controlled burns every year. 

In 2022 Canada had 45 controlled burns.  

https://www.ciffc.ca/sites/default/files/2023-02/Canada_Report_2022_Final.pdf

https://twitter.com/moxlosllc/status/1666943455484952579?s=46&t=Y4fVsDnz2q8uZ3VNKeco4A

Biden’s DEI over Best

Biden’s choice for Chairman of Joint Chief of Staffs lowers pilot standards to increase diversity and inclusion. 

Why not try to have the best fighters in the world instead of the most diverse?

https://twitter.com/moxlosllc/status/1666171005314961408?s=46&t=Y4fVsDnz2q8uZ3VNKeco4A

https://www.defenseone.com/policy/2022/02/inside-air-force-chiefs-mission-racial-equity/362191/

Biden Buying Votes?

A new Study from the University of Chicago looked at what happened with the Student Loan Payment Moratorium. (1)

What began as an emergency measure to help people who were unable work due to the Government shut-down of the economy developed into a 3 year subsidy for many that didn't need it.

What happened?  

Borrowers stopped paying their student loans and started borrowing more to buy things.

Why Biden continues to want to take tax dollars from hard workers, many that paid off their loans, didn't borrow or postponed going to college, and transfer it to others that used the payment moratorium to increase their debt and buy things makes no sense to me.

(1) Dinerstein, Michael and Yannelis, Constantine and Chen, Ching-Tse, Debt Moratoria: Evidence from Student Loan Forbearance (December 24, 2022)

https://twitter.com/moxlosllc/status/1666100240204611587?s=46&t=Y4fVsDnz2q8uZ3VNKeco4A

Who’s Behind the Curtain

 

One Recession Down, One to Go

The only objective non-political definition of a recession is 2 quarters of negative GDP growth.

The NBER’s 8 member Business Cycle Dating Committee is a heavily Democratic favoring group that makes the official call  

https://twitter.com/moxlosllc/status/1665376931724836864?s=46&t=Y4fVsDnz2q8uZ3VNKeco4A

Biden/Reparations are CRAZY

I, a mix of second and third generation, come from immigrants. My father worked as a blue-collar steel worker until putting himself through college to become an accountant. My mother worked as a cashier in the grocery store until she put herself through college to become a teacher. My family scrimped and saved. Some of our meals were green beans and bacon. We would drink Kool-Aid or iced tea because we really couldn’t afford pop. My parents emphasized education. 

I grew up in Gary Indiana in the 60s and was aware of discrimination. I have seen the dramatic change in this country and today, while there may be traces of racism in some people, there is no significant systemic racism causing the disparities that exist today.  

Biden has nominated Howard University Law Professor Justin Hansford to serve as an independent expert on the UN Permanent Forum on People of African Descent (PFPAD), and he was elected by the UN General Assembly for the inaugural 2022-2024 term.(1)

Hansford supports reparations and abolishing the police. (2) (3)

This follows other key Democrats’ recent proposals to pay $14 TRILLION in reparations. (4)

How taking money from citizens who neither had or supported slavery or even had ancestors doing such to give to other citizens who where never slaves  makes no sense to me. 

How the leader of this country, claiming to be a uniter, can continue to allow these ideas to gain momentum is CRAZY and will only dramatically increase a divide that had been shrinking. 

Blacks have been given significant advantages over the past 50 years or so through affirmative action, and continued reparations are not warranted and are unfair. 

https://twitter.com/moxlosllc/status/1665368275469971460?s=46&t=Y4fVsDnz2q8uZ3VNKeco4A

(1) https://usun.usmission.gov/ambassador-thomas-greenfield-to-lead-u-s-delegation-to-the-2nd-session-of-the-un-permanent-forum-on-peoples-of-african-descent/

(2) https://www.democracynow.org/2023/2/1/tyre_nichols_traffic_stops_police_violence

(3) https://www.dailymail.co.uk/news/article-12148859/Howard-University-prof-pushes-tribunal-make-pay-5M-African-Americans.html

(4)https://www.blackenterprise.com/rep-cori-bush-calls-for-14-trillion-in-reparations/

Biden says (Jobs)

 

https://twitter.com/moxlosllc/status/1665035393501220866?s=46&t=Y4fVsDnz2q8uZ3VNKeco4A

Biden’s Deadly Dithering

Biden has continued to delay and slow walk desperately needed military support for Ukraine resulting in innocents dying. 

Yes, he restarted Trump’s Javelins after a delay. 

Yes, then he provided stingers after a delay

Yes, then he provided howitzers after a delay

Yes, that he provided MLRS after a delay

Yes, then he provided a few tanks after a delay

Yes, then he is allowed others to donate F-16s after a delay

Still won’t provide ATACAMs (long range missles)

Why? He doesn’t want to provoke Putin. 

Putin invaded Ukraine, and he’s committing horrible atrocities and violence. 

F#&^  Putin. Help Ukraine Now. 

https://twitter.com/moxlosllc/status/1664764530230951939?s=46&t=Y4fVsDnz2q8uZ3VNKeco4A

Joe is no Vince Lombardi

It does not matter how many times you get knocked down, but how many times you get up. - Vince Lombardi

https://twitter.com/moxlosllc/status/1664392845204115459?s=46&t=Y4fVsDnz2q8uZ3VNKeco4A